rattler
Active member
Am I to trust this new health care system? I remember when I was paying for medical insurance, I had it for about 3-4 months when I ended up in the ER with a good part of my hand shredded by rusty barbed wire fencing. That whole thing was a mess. My hand and trying to get stitched up & vaccinated.
First ER turned me away, said it looks fine (without removing the bandages).
Second ER took me, shot me full of tetenus vaccine, stitched it back together, and a week later I found out that my full coverage medical....wouldn't cover the ER bill.
Lessons like that taught me that I'm better off fixing myself instead of going to a doctor or ER.
If I understand everything right (which I doubt, our system is so many lightyears different from yours that I sometimes as European don´t even grab the basics), this won´t happen anymore to anyone in your situation under the new law.
Well, while not going long in every detail here with mmarsh, but one thing re really got right on the spot: The Right is always advocationg a "compassionate donors" system to take care of the woed of this planet, but when hammer is going to hit nail, they bug out: It is *no* (not even moral) obligation, hypocrisy allright:And your a Vet correct? Guess what? I am paying for you through Veterans Affairs. Do you hear me complaining about it? Answer: NO
That's the utter hypocrisy I hear from the right. They don't want to pay for anyone else plan but they don't want anyone to touch their government plan either. Remember the women who screamed at Biden "We don't want your Socialism (referring to HCR), -dont you touch my medicare". I wanted to reach through the screen and give her reality check B**** slap. (Medicare being the biggest most expensive government social program out there). To this day I wonder if that women was selfish, stupid, or both.
And why stop at healthcare? I don't want to pay for useless wars in Iraq, subsides for agro-businesses, bank bailouts, useless weapon projects, bridges to nowhere in Alaska population: 50. I could list a thousand things far more useless than healthcare. Think I was given the choice? At least this actual helps people who need it. We in America, need to stop being so selfish. Everything we are now is defined by greed and excess.
If you read the Bill, there was nothing about a tax increase EXCEPT for those holding a "Cadillac Health Plan", and if your a public employee you probably don't have, unless you happen to own the city you work in. So no worries about your taxes going up.
What we need is a single payer system. This is how it works: The government creates a fund. Taxes which everyone pays are aloted into the fund. When you need to pay medical bills money is withdrawn from that fund. Some things are not covered (but that's what HMOs are for). Things like elective surgury, certain types of medication, etc, but the fund covers all the important stuff.
Advantages to the system: Its fair (everyone is covered), there is no HMO to deal with (they are optional), it saves money, It provides competition to the HMOs and it actually works! All first world countries have such a system or a variety of it. We are the only country stuck with the crap system that we have now.
You ask why did we have something we know was crap? You can thank your friends on the rightwing for that. They are the ones who killed the public option, that was our first step in breaking away from the for-profit system we have now. The GOP and their HMO lobbyists killed it.
Hypocrisy is the act of persistently pretending to hold beliefs, opinions, virtues, feelings, qualities, or standards that one does throw overboard when it comes to himself to comply with what he stated earlier. Hypocrisy is thus a kind of lie. For example, a man who complains of cars speeding down his street, but speeds himself would be considered a hypocrite, in Spanish and German we have it shorter: "Preaching water while drinking wine".
This definition (a mix of sources and my personal take) applies very well to this kind of people.
What is wrong with paying taxes or insurance? The idea behind both is clear, logical and even makes sense not only in the broad (national) scope (discussion on how money coming through those channels is administered or not is for a secondary level, I agree there always are forms to improve it, much is wasted, more so as times are a´changing more rapidly with every decade):
Life of each individual (you, me) is covered by some kind of statistics drawn from large numbers (300+ millions in the case of US). From the health POV (for the individual) it is a mix of genetical disposition, cultural life style, opportunities and barriers (economical setup from start, education, know-how-in-time) and character. The last item influences least (you can have the best character dispostion, but the probabilityof becoming ill still mainly stems from your genes, family/environment examples to learn from, etc. ).
Statisctics says: X people in the US will develop a form of cancer every year, differently distributed over age: 1.7 Million contract cancer roughly every year, 700.000 die from it (2007 numbers USUS: http://www.cancer.org/docroot/STT/STT_0.asp, DL "Global Cancer Facts & Figures 2007").
Average cost p.p. (10 yrs ago, Medicare data 2001 US: http://www.usnews.com/health/family...costs-for-cancer-treatment-soar.html?PageNr=2) are around 45.000 per annum, with an average survival rate of 7 yrs that makes 300.000+ per year per person (Medicare has a 20% pay on drugs and treatment, that still would be 60k per victim to raise).
Now, *you* could be one of the ppl catching it, or me. At a polulation of 320 Millions this means you have a *basic* chance of 6% every year (not age corrected) to get cancer and to face (if you are on medicare, private will chuck you out when your contract ends at the current system) the average 60k from your own pocket - or not be treated after a certain stage and age.
What better idea do you have to reduce your 6% risk anually for having to confront 60,000$ over your life time (for one illness only!, multiply by 8 for all illnesses) to a 100% risk of having to confront 1.800$ anually over life time (for *all* illnesses!).
Accumulate your 6% basic risk over you estimated life time (US: 78.2 yrs, 75+ as male; interestingly US is only position #38 in terms of life expectancy worldwide - 195 nations, all Europs are way ahead and also Canada and the Aussies: Spain #6, France #10, Canada #11, Germany #23, even Martinique is #18! - and this bad result is attributed to so many ppl dying young becase they cannot afford treatment: http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy) and you will see that you end up with some 97.000$ overall to pay stretched out over 57 yrs (assumed ingress age 18), and, as said before, this is for *all* your potential illnesses you might contract over those 75 yrs. Tell me again that this is stupid, and then, plz, prove it (your insurances use the same data to chuck you out). A small price to pay to live 3 yrs longer as we do in Spain, no? Also economically makes sense: 3 yrs life of anybody not working still create around 54k in revenues for the TurnoverPerCapita, if you have a business you will understand that having every client 3 yrs longer is an interesting perspective...)
The idea of insurance always has been that the guys who are lucky to not have an accident/illness/fire/whateverDisaster are paying for the few unlucky every year that run into trouble normally outside of the scope of a normal person to deal with economically.
(The idea of taxes also: *Everybody* has to pay for having roads, even if 12% of people never will use them. OTOH *those* will pay equally with their taxes for schools, even if 35% of people never have children, etc. ...)
Folks, get real over there, start to do your calculations (as in "calculate!", get the machine out and apply statistics, present us here with the numbers, dont let others "think" for you...) and don´t succumb to the brainwashing propaganda the interested parties like insurances are submitting you to to achieve *their* goals (making more with less) without contrasting it with *your* own maths, it is fairly easy to see everybody will be basically better off economically (and the nation) and even live longer with the new law, the insurance companies might take a (well deserved: They have not been following the basical principle of charging-for-covering since a long time anymore) hit, though.
Rattler
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