Yeah I've used Craig's before but around my small town there isn't much intelligent life.
Loan yes but it wasn't much to start up just around 8,000. My merchandise is free. My dad and I knocked the walls down in my building I'm renting, so free labor. The most I spend money on was my first month rent and deposit. But I got some of it removed because I did the painting and laying the tiles that was missing on the floor myself so they didn't have to.