I think it will probably have the following feature. (My best guesses.)
1 - Have a low set hull to reduce its targeting silhouette.
2 - Have a diesel engine for lower maintenance and reduced operating cost.
3 - Incorporate full platform stabilization with the latest rangefinders and night fighting sights for its main gun. (Can anyone tell me why Russians seem to like autoloaders in their tanks?)
4 - It's armor will probably be some kind of multilayer composite with reactive armor tiles and the jamming and active protection systems that have been developed.
5 - Be cheaper than contemporary western tanks.
Beyond this I don't even want to guess.
1 - Most Russian armor has a low silhouette, but in today's combat where you have TIS, UAV's, ect... that means little.
2 - Most Russian armor has diesels, the T-80 being the exception.
3 - Define latest? The Russians are just delving into Thermal Imaging, the US has had TIS since the M60A2/A3 and our NID's go even further back. (Frees up a man to use elsewhere, they make armor on the cheap and it's cheaper to have an autoloader than cloth, feed, house, and arm a human.)
4 - Now that right there is being over optimistic. Russia in tougher economic times than we are, and their R&D is almost 30 years behind every other "Westernized" nation.
5 - Russian armor always has been. Make cheap stuff, you can sell it cheap.
No matter how much you pray that the T-95 be something great, it is still Russian. And they have a notorious track record for producing anything on a grand scale. Chances are it will may have half of what your asking for.
The T-95 is more of a concept tank more than anything. You can take a prototype and throw all kinds of neat gadets on it, but when it's real time to make the metal meet the meat can they actually produce enough of them to matter? I'll use an example...Britian(not picking on you guys, just an example) has 386 Challenger II's, in the spectrum of armor warfare that equals nothing. The US has around 7,000 M1A1's , The USMC has 400 alone. It's not a KO match of who's is better but who's got more.
Debates about what countries armor is better but when in todays technological world all MBT's are on par, the question is when you've got only got 500 T-95's and your enemies got 3,000 Leo's/Chally's/M1's.
So in the all-in-all, it's a toss. We can bicker all we like, but none of us really know what the outcome would be.